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俊美又谦虚的小雀8529 2006-07-07 · TA获得超过3012个赞 关注 current account支票存款 相当于美语的checking account deposit account储蓄存款 相当于美语的savings account 8 评论 分享 Item 2 savings accounts held in your books item 3 current account balance/s held in your books Please state whether in credit (cr) or overdrawn (dr) Item 4 facilities granted to us
Please state by types of facilities Item 5 loan account debit balance/s (excluding loans in connection with inward cargoes) in your books checking account 支票帐户，你所开出去的支票会从这个账户提款．利息很低或无利息． savings accout 储蓄帐户，利息比支票账户高．相当于中国的活期存款账户． 美国的有些银行会限制你一个月从这个账户取几次钱．超过这个次数后，每次会收你手续费（Chase银行是6次，6次以后每次收＄10） deposit account. 现在国际上通用的是英文，所以用英文null收入或者nullRMB代表无效收入或里面没有人民币。比如说你去银行查询账单，可能银行提供的就是NULLRMB，也就是说你卡里面已无分文。 扩展资料： “活期”存款： Savings Accounts。如果类比国内的话，Savings Accounts比较像大家通常意义上理解的、在国内银行开户.
二者相像的地方，是账户中的钱都可以随存随取，同时获得一定的利息；说二者不同，是因为通常Savings Accounts一个月只能进行有限次数的免费取款（Withdrawals，视银行不同3/6次不等）。 没错，钱是你的，但是取多了就要收服务费，规定！ Deposit Accounts。 看到这儿可能有人会晕了，存款和储蓄有什么不同啊?额，我只能说，Savings和Deposit是不同的，如果一定要给一个不准确的描述的话，Savings是储蓄，银行拿到这些钱通常用来放贷;Deposit也是储蓄，但银行拿到这些钱通常用来投资。 货币市场账户 Deposit Accounts。 看到这儿可能有人会晕了，存款和储蓄有什么不同啊？ 额，我只能说，Savings和Deposit是不同的，如果一定要给一个不准确的描述的话，Savings是储蓄，银行拿到这些钱通常用来放贷；Deposit也是储蓄，但银行拿到这些钱通常用来投资。 2、货币市场账户 Checking Accounts、Savings Accounts和Deposit Accounts，其中Checking accouts又包含Basic和Interest-baring两类，而常见的Deposit Accounts又有Money Market Deposit Accounts和Certificates of Deposit (常简写为CDs)。 在美国，Checking Accounts普及率远高得多。
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